Charles-Lim Capital Limited (“CLC”) is committed to your privacy and to keeping your personal information private.  That is why we want you to know about our policies and practices regarding information we obtain from you on this website.  By accessing our website, you accept, without limitation or qualification, all the terms of this Privacy Policy.

1.  YOUR INFORMATION

CLC may collect and maintain certain personal information about you and non-personal information about your visit when you access our site.  The personal information we collect includes information you voluntarily provide when you submit an enquiry to CLC, such as name, address, email address, business or other contact information.  Your submissions may contain personal information that can identify you and your business individually, including, but not limited to, your name, address, phone number, e-mail address, and any other information which, when used by itself or in combination with other data, might identify you or another individual.

The non-personal information CLC may collect or record includes certain other information that cannot identify you personally when you visit our website.  This information includes but is not limited to your Internet Protocol (“IP”) address and the domain name of your Internet Service Provider (“ISP”).  An IP address is a number that is automatically assigned to your computer by the ISP computer through which you access the web and a domain name is the name of the ISP computer itself through which you access the web.

In addition, CLC may use “cookies” to collect information about online visitors.  A cookie is a piece of information that is sent to your browser from a web server and stored on your computer’s hard drive.  A cookie allows CLC to determine that a visit has occurred within our site, as well as which pages were viewed.  Cookies are not used to identify you and will not collect personal information. You can decide if and how your computer will accept cookies by configuring your preferences option within your web browser.  If you choose to decline cookies however, some of the functions of the CLC site may be impaired.

2.  USE OF YOUR INFORMATION

CLC will not rent, sell, or share your personal information with third parties without your consent except in accordance with this policy.  We use the personal information you provide to fulfill your requests for information.  We may also use the information for billing and collection purposes if we charge a fee for any services or information provided to you.  To do all of these things, we may share your personal information with affiliates, business partners or others who work for us such as service providers, vendors, contractors and agents, for the purpose of enabling them to perform certain business services for us.  We also may combine the personal information voluntarily submitted by you with other information about you for our internal business purposes or to contact you about a product or service of interest.

CLC may sell or share non-personal information with third parties.  The non-personal information we collect in the aggregate about visits to our website is used to better understand our audience and improve this website.  By keeping records of our visitors’ IP addresses and domain names, we can monitor the use of our site including the number of visits, the average time spent on our site, the number of pages viewed, and various other site use statistics.  This monitoring helps us evaluate how our website is used and enables us to continuously improve the content and user-friendliness of our site.  CLC does not link IP addresses or domain names with any personally identifiable information, which means that a visitor’s session will be logged on our servers but the visitor will always remain anonymous.

We will disclose information concerning information about you obtained over our website (personal and non-personal) pursuant to a valid legal request such as a search warrant, subpoena, court order, national security letter or other requests from law enforcement or regulatory authorities.  We may also use or disclose your information to prevent fraudulent transactions, to protect the rights or property of CLC, our customers, our website, or its users, or when we otherwise believe in good faith that the law requires it.  CLC may also share your personal information with consumer reporting agencies or with a successor in interest in connection with a proposed or actual sale, merger, or transfer of all or a portion of a business or an operating unit.

3.  SECURITY

We take reasonable precautions to protect your personal information in our possession from loss, misuse, and unauthorized access, disclosure, alteration and destruction.  However, CLC does not warrant or represent that its level of security meets or exceeds any particular standard.  Due to the nature of the internet, transactions may be subject to interruption, interception, transmission blackout, delayed transmission and incorrect data transmission.  Regardless of any security measures taken by us, CLC, its directors, employees and/or its member companies shall assume no responsibility whatsoever for any loss, expense or consequence resulting from such delays, interruptions, interceptions, misuse, unauthorised access, disclosure, alteration and/or destruction.

4.  LINKS TO OTHER WEB SITES

As a convenience to our visitors, this website may contain links, deep links or references to other websites.  CLC and/or its member companies are not responsible for the contents made available on or the set-up of any other websites that are linked to the CLC Website.

These hyperlinks lead to websites published or operated by third parties who are not affiliated with or in any way related to CLC and/or its member companies.  Access to and use of such other websites is at the user’s own risk and subject to any terms and conditions applicable to such access/use.  By providing hyperlinks to a third party website or webpage, CLC and/or its member companies shall not, at any time, be deemed to endorse, recommend, approve, guarantee or introduce any third parties or the services/ products they provide on their websites, or to have any form of cooperation with such third parties and websites unless otherwise stated by CLC and/or its member companies.

We are not in any way responsible for the content of any third party website or webpage.  CLC and/or its member companies is/are not a party/parties to any contractual arrangements entered into between you and the provider of the third party website unless otherwise expressly specified or agreed to by CLC and/or its member companies.

Any links to websites that contain downloadable software are provided for your convenience only.  We are not responsible for any difficulties you may encounter in downloading the software or for any consequential, loss or damage that arise out of or in connection with this activity from your doing so.  Please remember that the use of any software downloaded from the Internet may be governed by a licence agreement and your failure to observe the terms of such licence agreement may result in an infringement of intellectual property rights of the relevant software provider, which we are not in any way responsible.

5.  OTHER TERMS

Your use of this site is subject to our Terms of Use.

6.  CHANGES TO CLC’S PRIVACY POLICY

CLC reserves the right to modify or amend this Privacy Policy at any time and for any reason.  When we modify or amend this policy we will post the revised Privacy Policy on this page.  Your decision to continue using this web-site or receiving any of our services, products or information after we make any changes to this Policy shall be deemed to be your express consent to the changes in the revised Policy pertaining to personal information we collect.

Effective April 2010, updated June 2015.