By using this website (the “Site”), you are agreeing to accept and comply with the terms and conditions of use as stated below (the “Terms of Use”), which may be updated by Charles-Lim Capital Limited (“we”, “us” or “CLC”) from time to time without notice to you.  You should visit this page periodically to review the then-current Terms of Use.  We may, in our sole discretion, terminate your access to the Site at any time and without notice, including without limitation due to any violation by you of these Terms of Use.

LIMITED RIGHT OF USE/OWNERSHIP OF CONTENTS

The contents of the Site are intended for the personal, noncommercial use of its users.  All materials published on the Site (the “Contents”) are protected by copyright, trademark and all other applicable intellectual property laws, and are owned or controlled by us or a party credited as the provider of such Contents.

Except as specifically set forth in these Terms of Use, you may not modify, adapt, translate, exhibit, publish, transmit, participate in the transfer or sale of, create derivative works from, distribute, perform, display, reverse engineer, decompile or dissemble, or in any way exploit, any of the Content or software forming part of the Site in whole or in part.

We reserve the right to republish any material contributed by Site visitors.  By posting a message in any public area of the Site or submitting any correspondence to us, you expressly grant us a global nonexclusive license to publish, reproduce, sell, disclose, distribute or use such material for any purpose whatsoever.  You hereby further grant us the global nonexclusive right to use any ideas, concepts or techniques embodies in such materials for any purpose whatsoever.  In addition, you hereby waive any and all moral rights you may have in any such materials.  Further, you hereby authorize us to edit and otherwise modify any such material prior to our use, publication, distribution, sale, reproduction or disclosure thereof.  You also agree that all such material will be deemed to be provided to us on a non-confidential and non-proprietary basis.  Material that is copyright protected may not be submitted without permission from the copyright owner, and you are solely responsible for the failure to obtain any such permission.

PRIVACY POLICY

Personal information and data provided by you are subject to our Privacy Policy.  This policy, as updated from time to time, may be found herein.

MODIFICATIONS TO THE SITE

We reserve the right from time to time to make modifications and changes to the Site, including but not limited to discontinuing, temporarily or permanently, any service offered by us or through the Site, with or without notice.  You agree that we shall not be liable to you or to any other party for any changes and modifications to the Site.

YOUR REPRESENTATIONS AND WARRANTIES

You represent, warrant and covenant that no material of any kind submitted by you or our use thereof in accordance with these Terms of use will: (i) violate, plagiarize or infringe upon the rights of any third party, including without limitation copyright, trademark, privacy or publicity, moral rights, contract or other personal or proprietary rights; (ii) contain unlawful material; (iii) constitute false or misleading indications of origin or statement of fact; (iv) slander, libel or defame any person or entity; (v) cause injury of any kind to any person or entity; or (vi) violate any applicable laws, rules, regulation or other governmental order.

INDEMNIFICATION

By accessing and/or using the Site, you hereby agree to indemnify, defend and hold CLC and its respective officers, directors, employees, members, agents, information providers, affiliates, licensors and licensees (collectively, the “Indemnified Parties”) harmless from and against any and all liability and costs, including without limitation reasonable attorneys fees and expenses, incurred by the Indemnified Parties in connection with any claim arising out of (i) your access of this website and/or use of the online services; (ii) breach by you of these Terms of Use or the representations, warranties and covenants deemed made by you hereunder; (iii) any other party’s access of this website and/or use of the online services using your user id and/or login password; or (iv) any other party’s breach of any of the Terms of Use.  You agree to cooperate as fully as reasonably required in the defense of any claim.  We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.  You shall not enter into any settlement agreement which affects the rights of any of the Indemnified Parties or requires the taking of any action by any of them, without our prior written approval.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

You expressly understand and agree that:

YOUR USE OF THE SITE IS AT YOUR SOLE RISK.  THE SERVICES PROVIDED THROUGH THE SITE ARE PROVIDED ON AN “AS IS” and“AS AVAILABLE” BASIS.  WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.  SOME JURISDICTIONS DO NOT ALLOW FOR THE EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

THE MATERIALS ON THIS SITE MANY CONTAIN INACCURACIES AND TYPOGRAPHICAL ERRORS.  WE MAKE NO WARRANTY THAT ANY MATERIALS OR SERVICE PROVIDED THROUGH THE SITE WILL (i) MEET ANY OF YOUR REQUIREMENTS, (ii) BE TIMELY, SECURE, UNINTERRUPTED OR FREE FROM ERROR OR OMISSION, (iii) PROVIDE RESULTS OR INFORMATION THAT WILL BE USEFUL, ACCURATE OR RELIABLE, NOR THAT ANY ERRORS IN THE OPERATION OF THE SITE, INCLUDING THE OPERATION OF ANY SOFTWARE, WILL BE CORRECTED.  YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY OPINION, ADVICE, STATEMENT, MEMORANDUM OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THE SITE SHALL BE AT YOUR SOLE RISK.

ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE SITE IS DONE AT YOUR OWN RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR ANY COMPONENT CONNECTED THERETO, OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD (INTENTIONAL OR OTHERWISE) OF ANY SUCH MATERIAL.

YOU EXPRESSLY UNDERSTAND AND AGREE THAT CLC SHALL NOT BE LIABLE TO YOU FOR ANY DAMAGES ARISING OUT OF OR RELATED IN ANY WAY TO YOUR USE OF THE SITE OR THE SERVICES PROVIDED THROUGH THE SITE, WHETHER SUCH DAMAGES ARE DIRECT, INDIRECT, INCIDENTAL OR OTHERWISE, INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOST SAVINGS, LOST OPPORTUNITY, LOST SALES, LOSS OF GOODWILL OR REPUTATION, OR ANY OTHER INTANGIBLE LOSS, AND WHETHER ARISING UNDER THEORIES OF CONTRACT, TORT OR OTHERWISE, AND REGARDLESS OF WHETHER CLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSSES.

THIRD PARTY SITES

As a convenience to you, CLC may provide, on this Site, links to web sites operated by third parties.  Such linked websites are not under the control of CLC andif you link to one of those sites, you will leave the CLC Site.  WE HEREBY EXPRESSLY DISCLAIM ANY RESPONSIBILITY FOR THE CONTENT, POLICIES, DESTRUCTIVE ELEMENTS OR THE CONSEQUENCES OF ACCESSING ANY LINKED WEBSITE OR ANY LINK CONTAINED IN A LINKED WEBSITE, SUCH AS BUT NOT LIMITED TO VIRUSES, OF ANY THIRD PARTY WEBSITE WHICH MAY BE LINKED TO ON THE SITE.  CLC MAKES NO WARRANTY OR REPRESENTATION REGARDING, AND DOES NOT ENDORSE ANY THIRD PARTY WEBSITE.  Links do not imply that CLC or the Site sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol of CLC or any of its affiliates.  You agree that your access to and/or use of such linked websites is entirely at your own risk and subject to the terms and conditions of access and/or use contained therein.

MISCELLANEOUS

The Important Notice and Terms of Use constitute the entire agreement between you and CLC and govern your use of the Site and any services offered through the Site.  This agreement supersedes any prior terms of use or other agreements concerning the subject matter hereof between you and CLC.

The agreement and the relationship between you and CLC shall be governed by, and construed and enforced in accordance with, the laws of Hong Kong without regard to its conflict of law provisions.  By accessing this website and/or using the services offered through this website, you agree that Hong Kong shall govern such access and the provision of such services and you agree to submit to the non-exclusive jurisdiction of the courts located within Hong Kong for the resolution of any disputes arising out of or relating to these Terms of Use or the Site.

No person who is not a party to any transaction between yourself and any member of CLC shall have any right whatsoever.  The failure by us to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision, and no waiver shall be enforceable unless in writing and signed by the party against whom enforcement is sought.  If any provision of these Terms of Use is found by a court of competent jurisdiction to be invalid, the other terms and conditions of these Terms of Use shall remain in full force and effect.

The headings in these Terms of Use are for convenience only and have no legal or contractual effect.